A mortgage is an amount of money lent out based on the value of a home which in turn is used as collateral. This type of loan can offer up to 85% Loan to Value in instant cash for immediate needs and should serve as a long term (minimum 1 year) solution to help with emergency financial situations.


What is collateral?

Something pledged as security for repayment of a loan, to be forfeited in the event of a default.


What does LTV mean?

Loan to value is a comparison between the amount of money being loaned to the value amount of the property it is being loaned for.


How can this help me?

A mortgage loan get help you with unpaid credit cards, medical expenses, business startups and more.


  • Employed Full time (35 hour/week min.)
  • Property Ownership for a minimum of 60 days prior to application
  • Owner Occupied
    • some rental exceptions may apply
  • LTV of no more than 85%
    • subject to change based on locations


*All mortgages will be processed through Community Mortgage Services Corp.
Mortgages approved OAC and rates are subject to change without notice.

Community Mortgage Services Corp.
Brokerage License #10906
Unit 206, 10 Sunray St
​Whitby, Ontario​
​L1N 9B5

Agent: Fanchea Barrieau
FSCO: 10352
TEL: 905.442.7050

Apply Online